Get Uncomplicated Low Document Loans for Self-Employed
Simplify Your Mortgage Process with Minimal Paperwork | Personal Support Throughout the Process
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Why Choose Guardian National Mortgage?
Minimal Paperwork
No complex tax returns – apply with simple bank statements or accountant's letter
Personalized Approvals
Get your loan approved efficiently with our experienced brokers working for you.
Tailored for Self-Employed
We specialize in loans for self-employed and business owners.
What Our Clients Say
SC Jowzy
I’ve dealt with a lot of financial consultants and investment mortgage brokers in Melbourne over the course of my life, but I’ve always felt like they were just trying to get the best deal for themselves and not for me. I never once had a reason to second-guess what Phil was advising me to do to help secure a bright investment portfolio. His suggestions and assistance have made the entire process incredibly smooth and simple.
Tim Brown
We cannot not thank the amazing team and our key account manager Phil Sealy for helping us in creating an amazing dream into our later years of life with our financial investments. There knowledge, communication and support is nothing short of exceptional. Thank you all so much.
Gina R
Phil and his team at Guardian made the whole experience of refinancing very easy and straightforward, and took all the stress out of the whole process. We highly recommend Guardian and won’t hesitate to engage their services again when we are next looking to review our home and investment loans. Thanks Phil!
Frequently Asked Questions
Why would I need a low doc loan?
A- You don’t have all your most recent financials available for all companies/trusts/partnerships you have and/or personal tax returns
B- Your tax returns do not reflect your most recent income streams acquired, whether by acquisition or contracts gained
C- Your accountant cannot prepare your tax return in time for you needing finance
Are the interest rates higher with a Low Doc loan?
A- Generally yes. As the lender is taking on a bit more perceived risk with a low doc loan, interest rates, fees and charges are often higher.
Can Guardian work out whether we can get a traditional full doc loan before we apply for a Low Doc loan?
A- We always see if we can squeeze you into a full doc loan before we apply for a Low Doc loan, to get you a better deal.
